Finance that you need now, without the hassle!
Apply in minutes, get faster approvals, and join thousands of people and businesses making smarter purchases with Finapps.
We come back within 30 minutes during business hours.
How it works
30s
See how we can help with your personal finance
How it works
30s
See how we can help with your personal finance
We arrange every kind of
personal finance
We arrange every kind of personal finance
We assist clients with all of the below, and more. Tell us the details and we work with over 20 lenders on our panel to arrange it.
Vehicle Finance
Secured car loans for new and used vehicles, dealeror private sale.
Leisure Finance
Caravans, campers, jet skis and more, funded as secured personal lending over a set term.
Personal Loans
Unsecured lending for home improvement, medical costs, debt consolidation and more.
Motorbike
Motor Vehicle
Trailers
SUV
Van
Electric Vehicle
Dual Cab Ute
Classic and Prestige
Motorbike
We can help whether the bike is new or used, from a dealer or bought privately. We secure the loan against the bike and work out a term that fits your budget, whether it's for weekend rides or the daily commute.
Vehicle Finance
Secured car loans for new and used vehicles, dealeror private sale.
Leisure Finance
Caravans, campers, jet skis and more, funded as secured personal lending over a set term.
Personal Loans
Unsecured lending for home improvement, medical costs, debt consolidation and more.
Home Improvement
Debt Consolidation
Outdoor Power Equipment
Electrical and Technology
Solar and Green Upgrades
Pool and Landscaping
Holiday and Travel
Medical and Dental
Home Improvement
We can help fund your renovation, big or small, whether it's a new kitchen or a job you've been quoting for years. We arrange the finance and work out a term that fits your budget.
We want to be
Whether it is a car, a caravan, a renovation or bringing existing debts into one repayment, we cover every kind of personal finance, backed by a team of experienced finance professionals.
We want to be
Whether it is a car, a caravan, a renovation or bringing existing debts into one repayment, we cover every kind of personal finance, backed by a team of experienced finance professionals.
We want to be
Whether it is a car, a caravan, a renovation or bringing existing debts into one repayment, we cover every kind of personal finance, backed by a team of experienced finance professionals.
We want to be
Whether it is a car, a caravan, a renovation or bringing existing debts into one repayment, we cover every kind of personal finance, backed by a team of experienced finance professionals.
Apply anytime,
Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.
Apply anytime,
Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.
Apply anytime,
Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.
Apply anytime,
Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.
Loved by our customers
Turns out businesses and consumers prefer simple finance with real support.
Read all reviews
4.9
Google Rating
Thousands of Australians have trusted Finapps to find finance that fits.
Here is what a few of them had to say.
★★★★★
Great service from a professional and reliable team. They’re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldn’t hesitate to recommend them.
RJ
Richard J.
★★★★★
I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance
SK
Stuart K.
★★★★★
I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.
JS
James S.
★★★★★
I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!
KW
Kyle W.
★★★★★
I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.
RR
Roy R.
★★★★★
Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.
LC
Landworx Contracting
Loved by our customers
Turns out businesses and consumers prefer simple finance with real support.
Read all reviews
4.9
Google Rating
Thousands of Australians have trusted Finapps to find finance that fits.
Here is what a few of them had to say.
★★★★★
Great service from a professional and reliable team. They’re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldn’t hesitate to recommend them.
RJ
Richard J.
★★★★★
I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance
SK
Stuart K.
★★★★★
I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.
JS
James S.
★★★★★
I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!
KW
Kyle W.
★★★★★
I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.
RR
Roy R.
★★★★★
Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.
LC
Landworx Contracting
Loved by our customers
Turns out businesses and consumers prefer simple finance with real support.
Read all reviews
4.9
Google Rating
Thousands of Australians have trusted Finapps to find finance that fits.
Here is what a few of them had to say.
★★★★★
Great service from a professional and reliable team. They’re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldn’t hesitate to recommend them.
RJ
Richard J.
★★★★★
I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance
SK
Stuart K.
★★★★★
I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.
JS
James S.
★★★★★
I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!
KW
Kyle W.
★★★★★
I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.
RR
Roy R.
★★★★★
Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.
LC
Landworx Contracting
Loved by our customers
Turns out businesses and consumers prefer simple finance with real support.
Read all reviews
4.9
Google Rating
Thousands of Australians have trusted Finapps to find finance that fits.
Here is what a few of them had to say.
★★★★★
Great service from a professional and reliable team. They’re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldn’t hesitate to recommend them.
RJ
Richard J.
★★★★★
I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance
SK
Stuart K.
★★★★★
I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.
JS
James S.
★★★★★
I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!
KW
Kyle W.
★★★★★
I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.
RR
Roy R.
★★★★★
Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.
LC
Landworx Contracting
FAQs
In case you
missed anything
What can I use a personal loan for?
You can use it for cars, boats, holidays, renovations, medical procedures, debt consolidation, or even household items. There are no restrictions as long as it’s for personal use.
Will applying affect my credit score?
No — checking your eligibility or getting a quote through us is a soft credit check, meaning it doesn’t impact your credit score.
How long does approval take?
Many applications are approved the same day. Once approved, funds are generally transferred within 24–48 hours.
Can I pay my loan out early?
Absolutely. Most of our lenders allow early payouts with minimal or no penalties, helping you save on interest.
What do you need to apply?
Complete our online application and provide: • Front and back of your current drivers license • Current Medicare Card • Your last 2 payslips When you complete your application you will be sent an electronic Credit Guide & Privacy Consent that you click to accept as well as a secure bank statement upload link to provide your bank statements. We do the rest.
We work across
the country
We arrange finance for customers across Australia.
Tell us what you need and we will structure it around you.
We come back within 30 minutes during business hours.
Fast finance, made simple.
All finance options are subject to lender approval, eligibility criteria, fees and charges. Finapps Australia Pty Ltd. Australian Credit Licence #389 328
© 2026 Finapps Australia Pty Ltd. All rights reserved.
Disclaimers & legal
The information provided on this website is for general informational purposes only and should not be considered financial or credit advice. While every effort has been made to ensure the accuracy of the information presented, Finapps Pty Ltd and its related entities does not warrant or guarantee its completeness or reliability.
Before acting on any information, you should consider whether it is appropriate to your individual circumstances and seek professional advice. All finance approvals are subject to the lender’s assessment, credit criteria, and verification of information provided.
Fast finance, made simple.
All finance options are subject to lender approval, eligibility criteria, fees and charges. Finapps Australia Pty Ltd. Australian Credit Licence #389 328
© 2026 Finapps Australia Pty Ltd. All rights reserved.
Disclaimers & legal
The information provided on this website is for general informational purposes only and should not be considered financial or credit advice. While every effort has been made to ensure the accuracy of the information presented, Finapps Pty Ltd and its related entities does not warrant or guarantee its completeness or reliability.
Before acting on any information, you should consider whether it is appropriate to your individual circumstances and seek professional advice. All finance approvals are subject to the lender’s assessment, credit criteria, and verification of information provided.