Finance that keeps your business moving

Fast approvals and finance structured around your business. Talk to us first, before you sign at the dealership.

We come back within 30 minutes during business hours.

Commercial utility vehicle parked at a construction site.
Commercial utility vehicle parked at a construction site.
Landscaper operating a commercial ride-on mower on a lawn.
Landscaper operating a commercial ride-on mower on a lawn.
Worker using a commercial pressure washer to clean an outdoor paved surface.
Worker using a commercial pressure washer to clean an outdoor paved surface.

How it works

30s

See how we arrange the finance for what your business needs

How it works

30s

See how we arrange the finance for what your business needs

How it works

30s

See how we arrange the finance for what your business needs

We help businesses grow,

no matter its size or stage

We help businesses grow, no matter its size or stage

We arrange finance for businesses of every size, covering everything below and more. Tell us the details and we work with over 20 lenders on our panel to structure it.

Equipment and Asset Finance

Secured finance for new and used equipment, from a dealer or a private sale.

Business Loans

Working capital, unsecured lending and business loans, structured around your cash flow.

Vehicle Finance

Commercial Mowing Equipment

Materials Handling

Earthmoving Equipment

Outdoor Power Equipment

Commercial Cleaning Equipment

Trailers

Implements and Attachments

Agriculture

Commercial utility truck carrying equipment at a worksite.

Vehicle Finance

Motor vehicles, utes, trucks, motorbikes and more, new or used. Whether itโ€™s from a dealer or a private seller, we arrange the finance so you keep the business on the road.

Equipment and Asset Finance

Secured finance for new and used equipment, from a dealer or a private sale.

Business Loans

Working capital, unsecured lending and business loans, structured around your cash flow.

Vehicle Finance

Commercial Mowing Equipment

Materials Handling

Earthmoving Equipment

Outdoor Power Equipment

Commercial Cleaning Equipment

Trailers

Implements and Attachments

Agriculture

Commercial utility truck carrying equipment at a worksite.

Vehicle Finance

Motor vehicles, utes, trucks, motorbikes and more, new or used. Whether itโ€™s from a dealer or a private seller, we arrange the finance so you keep the business on the road.

Landscaper operating a petrol-powered hedge trimmer to maintain a garden.
Warehouse worker operating a forklift while wearing protective work clothing.

We're not just here

for your first deal

We want to be your go-to finance partner for every deal that follows. With access to a broad panel of lenders, competitive rates and personalised service, we'll help you make smarter finance decisions as your business grows. Before accepting dealership finance, give us the opportunity to show you what we can do.

Worker standing beside industrial timber processing machinery.
Mini excavator operating on a construction site.
Landscaper operating a petrol-powered hedge trimmer to maintain a garden.
Warehouse worker operating a forklift while wearing protective work clothing.

We're not just here

for your first deal

We want to be your go-to finance partner for every deal that follows. With access to a broad panel of lenders, competitive rates and personalised service, we'll help you make smarter finance decisions as your business grows. Before accepting dealership finance, give us the opportunity to show you what we can do.

Worker standing beside industrial timber processing machinery.
Mini excavator operating on a construction site.
Landscaper operating a petrol-powered hedge trimmer to maintain a garden.
Warehouse worker operating a forklift while wearing protective work clothing.

We're not just here

for your first deal

We want to be your go-to finance partner for every deal that follows. With access to a broad panel of lenders, competitive rates and personalised service, we'll help you make smarter finance decisions as your business grows. Before accepting dealership finance, give us the opportunity to show you what we can do.

Worker standing beside industrial timber processing machinery.
Mini excavator operating on a construction site.

Apply anytime,

anywhere.

Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.

Smartphone displaying the Finapps online finance application and application options.

Apply anytime,

anywhere.

Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.

Smartphone displaying the Finapps online finance application and application options.

Apply anytime,

anywhere.

Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.

Smartphone displaying the Finapps online finance application and application options.

Apply anytime,

anywhere.

Our digital application process is easy and you can apply anywhere any time from your mobile device, Our team will assess your application without effecting your credit score.

Smartphone displaying the Finapps online finance application and application options.

Loved by our customers

Turns out businesses and consumers prefer simple finance with real support.

Read all reviews

4.9

Google Rating

Thousands of Australians have trusted Finapps to find finance that fits.

Here is what a few of them had to say.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Great service from a professional and reliable team. Theyโ€™re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldnโ€™t hesitate to recommend them.

    RJ

    Richard J.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance

    SK

    Stuart K.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.

    JS

    James S.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!

    KW

    Kyle W.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.

    RR

    Roy R.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.

    LC

    Landworx Contracting

Loved by our customers

Turns out businesses and consumers prefer simple finance with real support.

Read all reviews

4.9

Google Rating

Thousands of Australians have trusted Finapps to find finance that fits.

Here is what a few of them had to say.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Great service from a professional and reliable team. Theyโ€™re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldnโ€™t hesitate to recommend them.

    RJ

    Richard J.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance

    SK

    Stuart K.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.

    JS

    James S.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!

    KW

    Kyle W.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.

    RR

    Roy R.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.

    LC

    Landworx Contracting

Loved by our customers

Turns out businesses and consumers prefer simple finance with real support.

Read all reviews

4.9

Google Rating

Thousands of Australians have trusted Finapps to find finance that fits.

Here is what a few of them had to say.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Great service from a professional and reliable team. Theyโ€™re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldnโ€™t hesitate to recommend them.

    RJ

    Richard J.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance

    SK

    Stuart K.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.

    JS

    James S.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!

    KW

    Kyle W.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.

    RR

    Roy R.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.

    LC

    Landworx Contracting

Loved by our customers

Turns out businesses and consumers prefer simple finance with real support.

Read all reviews

4.9

Google Rating

Thousands of Australians have trusted Finapps to find finance that fits.

Here is what a few of them had to say.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Great service from a professional and reliable team. Theyโ€™re always quick to turn things around, communicate really well, and keep you updated throughout the whole process. Our family has used Finapps for 3 cars over the years. Finapps is definitely our families go-to finance broker, and we wouldnโ€™t hesitate to recommend them.

    RJ

    Richard J.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I have used Finapps for the past few years. I have finaced equipment as well as cars, it has always been an easy, stress-free experience working with Sam and the team. They are professional, responsive, and have always made the entire process simple. I reccomend finapps to friends, family and anyway in need of finance

    SK

    Stuart K.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was referred to Finapps by a local supplier. The process to approve the finance was efficient. I had the machine delivered within 7 days after deciding to purchase it. Excellent communication and customer service - complete transparency with admin costs, repayments and final payout figure.

    JS

    James S.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I had a fantastic experience with Finapps when securing my loan. The team was professional, responsive, and made the application process smooth and easy to understand. They offered competitive rates and transparent communication, which made me feel confident in my decision. I highly recommend Finapps for anyone in need of financial assistance!

    KW

    Kyle W.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    I was searching for a company that handled equipment finance and came across Finapps. After the initial call I had the pleasure of dealing with Alex. He helped me through the whole process and made it so easy, he was at all times so professional and always willing to help. I would highly recommend this company if looking for finance.

    RR

    Roy R.

  • โ˜…โ˜…โ˜…โ˜…โ˜…

    Sam and the team at Finapps are outstanding in thier delivery. I would highly recommend Sam for any small and medium size business seeking assistance with getting finance to fund growth in machinery trucks and other assets. Helping people grow, helping family business. Fair dinkum good bloke and team.

    LC

    Landworx Contracting

FAQs

In case you

missed anything

What types of equipment or assets can I finance?

You can finance almost any business-related equipment โ€” including vehicles, machinery, IT equipment, office fit-outs, tools, and more. Just contact us

Do I need financials to apply?

No not always, We offer both full-doc and low-doc options depending on your trading history, ABN age, and asset type. Many of our commercial clients qualify using just ABN, GST registration.

How long does the process take?

Most business applications are approved within 24 hours, and settlement can occur within 24-48 hours.

What types of businesses can be approved?

We support all different company types from Sole Traders to Public Companies and Charities.

What are the dangers of using dealer finance?

When a dealerโ€™s finance offer seems too good to be true, it often is. Headline rates such as 1% finance can come with trade-offs โ€” including reduced ability to negotiate the purchase price, meaning you may end up paying close to full RRP. In many cases, accessing these rates also requires a large upfront deposit and/or shorter loan terms, which can significantly increase your monthly repayments. At Finapps, we look beyond the headline rate. When you engage us as your broker, you can be confident weโ€™ll find the right funding option and loan structure to suit your needs โ€” not the dealerโ€™s incentives.

How do I compare my current finance quote?

When comparing finance quotes, itโ€™s important to understand the difference between the advertised rate and the effective (true) rate. Dealerships often promote attractive interest rates, but once fees and charges are embedded, the true cost of the loan can be substantially higher. With Finapps, we provide accurate, transparent pricing, allowing you to clearly compare actual repayments and true interest rates. This ensures youโ€™re not misled โ€” and not paying more than you need to.

We work across
the country

We arrange finance for customers across Australia.

Tell us what you need and we will structure it around you.

We come back within 30 minutes during business hours.

All finance options are subject to lender approval, eligibility criteria, fees and charges. Finapps Australia Pty Ltd. Australian Credit Licence #389 328

ยฉ 2026 Finapps Australia Pty Ltd. All rights reserved.

Disclaimers & legal

The information provided on this website is for general informational purposes only and should not be considered financial or credit advice. While every effort has been made to ensure the accuracy of the information presented, Finapps Pty Ltd and its related entities does not warrant or guarantee its completeness or reliability.

Before acting on any information, you should consider whether it is appropriate to your individual circumstances and seek professional advice. All finance approvals are subject to the lenderโ€™s assessment, credit criteria, and verification of information provided.

All finance options are subject to lender approval, eligibility criteria, fees and charges. Finapps Australia Pty Ltd. Australian Credit Licence #389 328

ยฉ 2026 Finapps Australia Pty Ltd. All rights reserved.

Disclaimers & legal

The information provided on this website is for general informational purposes only and should not be considered financial or credit advice. While every effort has been made to ensure the accuracy of the information presented, Finapps Pty Ltd and its related entities does not warrant or guarantee its completeness or reliability.

Before acting on any information, you should consider whether it is appropriate to your individual circumstances and seek professional advice. All finance approvals are subject to the lenderโ€™s assessment, credit criteria, and verification of information provided.